The government gives free health insurance to people who qualify. People who don’t qualify for free care can still get cheap insurance from the government.
These are the best government programs if you need help with your medical bills:
- Medicaid – If you make less than a certain amount of money, you can get Medicaid. This is free or cheap insurance for pregnant women, seniors, children, disabled people and more Americans. How much you pay for benefits depends on how much money you make.
- Children’s Health Insurance Program – Do you make too much money to get Medicaid but can’t afford private insurance for your kids? If you’re in this situation, your kids can get free or cheap government insurance from CHIP. How much you pay for benefits depends on how much money you make.
- Medicare – Are you almost at retirement age and need insurance? If you paid into the Medicare program, Medicare can pay for your medical bills. This program is for people who are 65 and up, the disabled and people with conditions like End-Stage Renal Disease. You can add special benefits like prescriptions with paid Medicare plans, too.
Applying for government health insurance is easy. You can apply for all three programs online through the program websites.
Some programs like Medicaid and CHIP let you apply for both at the same time.